|Example Europass Curriculum Vitae|
|First name(s) / Surname(s)||John Smith|
|Dates||April 2002 – present|
|Occupation or position held||Relationship Manager|
|Main activities and responsibilities||Managed a portfolio of 90 customers consisting of borrowing and non-borrowing relationships with market of up to $6M in annual revenues, credit needs of $1M in loans and lines, $1M in real estate and $1M in deposits.|
|Name and address of employer||First Farmers Bank, Streetname. 11, 111111 Detroit, Michigan|
|Type of business or sector||Banking|
|Dates||August 1995 – April 2002|
|Occupation or position held||Business Services Divisional Assistant|
|Main activities and responsibilities||Responsibilities included servicing of Business Banking customers for Commercial Banking group. Set-up of cash management products (lock box, sweep ZBA), Cash concentration merchant services, problem solving loan documentation, and wire transfer set up.|
|Name and address of employer||New Bank, Streetname. 14, 444444 Detroit, Michigan|
|Type of business or sector||Banking|
|Education and training|
|Dates||September 1991 – August 1995|
|Title of qualification awarded||Bachelor of Arts, Communication|
|Principal subjects / occupational skills covered||Principle studies included: Computer Technology, Public Relations, Oral Communication Interpersonal Communication, Research Methods, Writing for the Public Media|
|Name and type of organisation providing education and training||University of Detroit, Detroit, Michigan|
|Personal skills and competences|
|European level||Listening||Reading||Spoken interaction||Spoken production|
|German||C2||Proficient User||C2||Proficient User||C2||Proficient User||C2||Proficient User||C2||Proficient User|
|Social skills and competences||• Strong interpersonal and communication skills with a demonstrated ability to develop and maintain sound business relationships.
• Proven ability to assume challenging roles, perform in highly visible positions, work under pressure to meet deadlines and produce strong sustainable results.
• Aggressive and energetic self-starter; effective working both independently and as a team member.
• Consistent success in surpassing productivity and performance objectives.
|Organisational skills and competences||Small business lending/business market executive offering background in finance and branch-banking operations. Consistently achieve positive results in an ever-changing business environment. Proven track record of maximizing new business opportunities, retaining an existing account base, and consistently achieving corporate financial performance goals. Demonstrated success in leading teams during company reorganizations and rightsizing activities. Motivational management style. Computer literate. Working knowledge of Microsoft Office products.|
|Technical skills and competences||#1 in GAP sales; more than tripling GAP penetration in a one-year period. Significantly increased EOM volume, increasing outstanding loan portfolio from $20 million to $70 million during the period from August 1996 to present at Caldicott Dealer Financial Services. Increased volume of business with local dealer base, while maintaining a 1.5% delinquency rate with an average ROE of 25%. Established relationships with over 150 major auto dealerships. Increased National Bank Auto Finance’s loan portfolio from $20 million to $180 million in a one year period.|
|Computer skills and competences||Fully computer literate. Advanced proficiency level for Excel and Word.|
|Other skills and competences||Top Performer in Department with lowest delinquency rate (.40%) as Collector at State Bank of Lexington. Introduced and implemented an Insurance Tracking Program for $70 million installment loan portfolio.|
|Driving licence(s)||Group B|
|Additional information||References available upon request.|